Bulletin Board…Teachers

Ka$hing, Ka$hing.  How much cash have you spent on your classroom?  Somebody is actually counting.   Brad’s Deals reports teacher’s spend 1.3 million personal money every year. 

Okay, you and I know that’s only what’ reported.  Who knows how we really spend.  But Brad’s batting for you.  He’s listed businesses that offer discounts to teachers.  So here’s the link for you.  Brad’s Deals.com.

I hope this helps and you have some $ left for your IRA accounts.  Don’t forget to save…for yourself.

Have a great beginning of the school year.  Classroom pictures are coming soon.  Send your digital classroom pictures to terri@devokids.com and I’ll post them here at DaVinci’s Classroom.

Your teacher and friend,

DaVinci’s Teacher

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Bulletin Board: Woman to Woman to Woman to Woman…

Salt your coffee?  Yes.   Read the post at Brownie Points Blog for better coffee ideas.

Not Martha: anyone claiming this title deserves a look.   Her site is sugar-n-spice nice.  How about a guest post here at DaVinci’s Classroom, Not Martha?

The Organizing Junkie features Responsibility Charts for her children. Wonderful idea! Will you make some for my children? And, will you drop by and watch to make sure they follow through? (There’s the key, friends–follow through. Minutes disappear for moms due to Follow Through Duty.)
Teachers….there’s a tip for you, too. Giving directions doesn’t work unless you watch to make sure the kids actually do what you say. I knew that, you say? See, I’ve been saying you are a great teacher!Honey, if you’re reading this.)

Do you want to try the No Spend Challenge here.
Frankly, I’ve been on this challenge for six years now….Kinda. Have you ever heard of a “spending budget”? Send in your questions and I’ll share our family’s money saving tips.

There.
I blogged.
It’s May.  My Stay-At-Blogger status is compromised. Please, don’t tell my husband I call myself a Stay-At-Home Blogger. He’s sure I’m a Stay-At-Home Mom. (Joking…..Joking…Joking…..)

Writing conference is around the corner and- and -and -and and……I can’t tell all today.

Please… share this link with 10 friends today. And your 10 friends will say, Thank-You.
Do it in the next 10 seconds and something will happen–the clock will tick, the sun will shine, the grass grow green…  (Ever get those kinds of forwards?   The difference is my promises are real.  Ha. Ha-Ha. I’ll be grateful if you just share this site.)

And there’s a wee little COMMENT section at the bottom of each post. I’d love to hear from you.
Your friend,
DaVinci’s Classroom Teacher

Teacher Tip

CELEBRATE MISTAKES

mistakes

Mistakes are opportunities to learn.  Create an atmosphere for your students to see errors as the stepping stone to learn.

Bulletin Board: Money, Money, Money. $20 a week makes a difference!

Learn to pray for provision  

 

Golden Nugget:  Plan your saving and spending”

 

 

Resources:  www.christiandevotions.us posts Faith & FINANCES, Bible-based devotions aimed to help readers apply God’s financial principles in their lives—every Tuesday a new finance devotion posts.

 

Also listen the interview with financial minister, Chris Stocklin:  http://www.christiandevotions.us/radio.html

 

 

Ron Blue teaches simple saving principals.

1.  Patient Savings Plan:  Save $21 a week or exactly $83. a month with 8% yield = $259,000 in forty years. 

Now, right now you may not find 8%, but save your money in an account (CD possibly).    

Older than 20?  Save more than $83.33 per month to catch up, if you can.

 

 2.  Ron Blue also teaches a principal called:  Opportunity Cost

This means the item you purchase for $20 cost you more because it’s a lost opportunity to earn money.  How much more would the twenty dollars mean to you in 20, 30, 40 years?  The item doesn’t cost $20, it cost the money you could have earned if the money had been invested instead.

 

Links to Ron Blue

http://www.ronblue.com/weblinks.php

www.everydaysteward.com

www.soundmindinvesting.com

“Disclaimer – Ronald Blue & Co. provides the names of other financial organizations and/or vendors of financial products as a convenience to its web site visitors. Ronald Blue & Co. may not agree with, nor does it make any warranty as to the accuracy of the information supplied by these organizations or vendors. It is not intended to be a substitute for personalized legal or financial planning advice.”

 College Savings Plans:  Check the 529 plan in your state (Tax advantage savings plan)

Work:  Sell handmade products on-line                                    a_treasure_chest_full_gold_coins_and_jewelry_royalty_free_clipart_picture_treasure_chest

http://www.madeitmyself.com/terms.aspx

 

More ways to stop spending so you can save

Use the library

Sew:  hem your pants, sew on buttons, alter clothes

 

Does it mean you can never spend?  No, but it you delay or reduce spending, the long term outcome is financial security.

 

There are creative ways to save money that you may like to share.  Please comment and share your money saving ideas.

ANSWER TO YESTERDAY’S QUESTION:  Is a car an investment?  (NO)

Today’s question:  Is jewelry an investment?  freejewelryimages